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post #1 of 20 Old 01-28-2010, 10:59 PM Thread Starter
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Angry Fffffffffffffff!

Someone got a hold of my bank card # and bought $1200 worth of crap... I'm currently nursing a -700 balance in my account... Luckily M&T alerted me to the suspicious activity and I'll get the money back once I fill out some forms...
THEN, I get home and find that my dwarf hamster, Indy, passed away. Top it off with a horrendous work week and I am SET to go to the loony bin!
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post #2 of 20 Old 01-28-2010, 11:16 PM
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Sorry to hear that!

I think it's better to keep cash around instead of using a debit card all the time. You know how that is when people get a hold of it and next thing, your account has been wiped clean.

Yes, I'm guilty of using my debit card everywhere. I've had close friends and family tell me to use cash more often.
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post #3 of 20 Old 01-28-2010, 11:19 PM Thread Starter
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i need to hide money in my mattress like my great granny did
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post #4 of 20 Old 01-28-2010, 11:28 PM
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Yes this can happen when you use your debit card.

I work at a bank part-time so I know all about debit card fraud. I never use my debit card. I've had the same access card since I opened my account (when I was a youngster). That is why we stress to NEVER share your pin with anyone. While this is not the case for money being debited out of one's account, or card's being copied; money can be refunded back to customer's who have followed the access card policies and are not at fault.

I prefer to use visa to accumulate my travel points.



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post #5 of 20 Old 01-28-2010, 11:29 PM
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this is why I hate "pinless" transactions... I always say DEBIT... as soon as I go to a store...

lets be SE-Rious and SPECiVic
Dying to roll DUMPED
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post #6 of 20 Old 01-28-2010, 11:30 PM
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Our debit cards require a pin number, and most of our visa's now have chips which require a pin number just like a debit card. The US does not have chip technology yet. I don't know why they are so behind us in banking technology.



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post #7 of 20 Old 01-28-2010, 11:56 PM Thread Starter
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time to move to canada!!
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post #8 of 20 Old 01-29-2010, 12:05 AM
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visa and mastercard make a KILLING when you sign and don't swipe... how, because transactions when you sign are more expensive than those where you enter a pin

adding a chip/not allowing debit cards to sign on transactions is a profit loss for them... SNEAKY

lets be SE-Rious and SPECiVic
Dying to roll DUMPED

Last edited by stillhere153; 01-29-2010 at 12:17 AM.
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post #9 of 20 Old 01-29-2010, 12:57 AM
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Quote:
Originally Posted by jlhcrawford View Post
time to move to canada!!
Haha. When it comes to banking we are definitely up top here in Canada.
All new debit cards and visa cards come with a chip and pin. Access cards are copied on a daily basis, we go through them like water. It's unfortunate that it happens, but it does. I won't say where it happens ALOT, but I'll give you a clue. It happens where we all take our Versa's too when they are hungry.



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post #10 of 20 Old 01-29-2010, 11:31 AM
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good god that happen to me one time and let me tell you the paper work is a pain but when everything is said and done your money will be back and its ok sorry people do that cuz they cant make it on there own

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