I hit a ladder on the highway >.< - Nissan Versa Forums
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post #1 of 25 Old 11-29-2011, 04:26 AM Thread Starter
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I hit a ladder on the highway >.<

So I got into a little accident tonight on the highway. For those of you who are in Canada or specifically in Ontario it was on the highway 401 going West into Ajax.

I hit a friggin ladder!

Who the hell doesn't tie down their ladders on their trucks before they go driving!?? Well if i find that person wow the things i'd do and say..

But yah a bit of body damage, and hopefully nothing further as I am not even sure what damage was really done.

But my front bumper and drivers side fender are in need of replacement.. Im gonna need a new drivers side fog light cover, new fog lights, oh and the bumper is cracked at the bottom and the under skirts (or whatever they are called) were torn back almost all the way off and some of the plastic is missing.

I'm glad I wasn't hurt. Two other people also hit the ladder, the person who hit it after me swerved and went into a ditch, and the truck after him from what he could see there was no damage even though he did run over the ladder.

I'm just really pissed off that all someone had to do was tie down and FRIGGIN ladder!! but noooooo they are a lazy f***er and ended up causing accidents to 2/3 cars!

here are some pics.




- 6000k Bi-Xenon HID's, Custom Catback w/ Magnaflow muffler, AEM CAI, Tanabe SUSTEC NF210 Lowering Springs, Tanabe Strut Tower Brace, Ultra Racing Rear Shock Tower Brace, 17" Konig x906 Black Wheels w/ Falken tires 205/45/17, JVC KD-R208 deck w/ Kenwood amp and 10" Energy Sub, blue interior painted, 3 piece mesh grille, debaged, tinted tails, versa 3rd brake light decal, vortex roof spikes, window visors etc..
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post #2 of 25 Old 11-29-2011, 04:59 AM
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Glad to read you're okay,

I hit a pretty big tree branch last Saturday night, I was doing 30MPH and it was really dark, and I was going up the maintains. I did have time to stop but my sister was following me behind and I didn't want her to rear end me so I just tried to slow down a bit and hit it, then I pulled over to make sure it wasn't still stuck under the car.

Now hitting a ladder onthe highway there's no way to avoid that in the dark because they don't have reflectors or anything. I think you did the right thing to just hit it because sometimes people react and want to avoid it but if they're not careful they can hit another car or go off road and things can go a lot worst.

again, Glad you're okay and hopefully you can get those parts replaced. maybe you can do cosmetic work to the bumper and still save it

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post #3 of 25 Old 11-29-2011, 09:24 AM
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Glad you're still here dude, could've been worse.

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post #4 of 25 Old 11-29-2011, 10:16 AM
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Like they said, glad your still around to tell the story! Is the insurance gonna cover it?

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post #5 of 25 Old 11-29-2011, 11:14 AM
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Glad you are ok!

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post #6 of 25 Old 11-29-2011, 12:13 PM
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Sorry to hear. Glad you are okay also! Athikerguy4life: sometimes going thru insurance is just more costly in the end, depends how high his deductible is.



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post #7 of 25 Old 11-29-2011, 01:11 PM
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damn dude that sucks but glad your ok and nobody else was hurt keep us up to date on the repaires.

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post #8 of 25 Old 11-29-2011, 09:46 PM Thread Starter
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the car is at a collision center, the drivers side fender and front bumper were already saved from a previous issue when i hit black ice a few years back and went off the road and hit a small tree. So unfortunately I had to go through my insurance, im willing to pay the deductible if they pay for it and don't up my rates.

I did have an issue with my insurance company this morning though. The guy I talked to said that I was at fault because it was a single car accident and as well cause we couldn't put blame on the vehicle who dropped the ladder on the highway. And he gave me some BS example of how its like a person running into a gard rail and messing up the car. OH MAN did i give him an earful! I told him you got to be kidding me!? How can i avoid something like that on the highway? And how could I possibly be at fault for that! And how am I supposed to find out who's ladder it is!? It doesn't have a name on it! And you can't tell me that example is the same as my accident because I wasn't distracted by something or purposely ran into it cause I wanted to, it was something I couldn't avoid! Then I told him i'd cancel the policy if this is what the insurance company is gonna do to me and hung up.

And then I got a call from the collision center my car was at and spoke to the owner about the situation. He gave me some advice which included calling our broker and asking them to mediate between the insurance company and my father/myself. He also spoke to me about a comprehensive claim in which that would put me not at fault for the incident as it was unavoidable.

So then my father who's insurance I am under, called the our insurance broker and settled it. Again like I said above we said we'd pay the deductible if they will fix it and our rates don't go up because of this.

So right now my v is at the collision center, not sure when i'll get her back
I'm driving a rental Sentra CVT and it feels really big lol.. being that im so used to the hatch, but oh well i've driven it before as my brother has one.

I'll update you guys on when I get her back! and post pics of her fixed up

- 6000k Bi-Xenon HID's, Custom Catback w/ Magnaflow muffler, AEM CAI, Tanabe SUSTEC NF210 Lowering Springs, Tanabe Strut Tower Brace, Ultra Racing Rear Shock Tower Brace, 17" Konig x906 Black Wheels w/ Falken tires 205/45/17, JVC KD-R208 deck w/ Kenwood amp and 10" Energy Sub, blue interior painted, 3 piece mesh grille, debaged, tinted tails, versa 3rd brake light decal, vortex roof spikes, window visors etc..
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post #9 of 25 Old 11-29-2011, 09:49 PM
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Glad you are getting it fixed! Sounds like a crappy insurance company. Who are you with? Would they rather you swerve to avoid it, and then cause a major accident? I am glad I have never had to deal with the insurance company ... except to start up with them. I have never made a claim and hope to never have to ... sounds like a PITA!

Best of luck! Let us know when she is fixed up. At least you still have something to drive in the mean time !



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post #10 of 25 Old 11-29-2011, 09:53 PM Thread Starter
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Economical Mutual Insurance, I'm thinking of switching to State Farm and putting the insurance just under my name and not my fathers as long as its not overly expensive.

And I did swerve, I am lucky only part of my v hit the ladder and not fully went over it and considering im lowered im sure more damage would have been done, plus im sure I would have either ended up being hit by another car or off into a ditch like the 2nd car that tried to avoid the ladder.

Yah I hate dealing with insurance companies, not my favorite thing to do.. but yah im glad i have a rental car or else i'd have to bus it to work.. which i don't find fun anymore lol :P

- 6000k Bi-Xenon HID's, Custom Catback w/ Magnaflow muffler, AEM CAI, Tanabe SUSTEC NF210 Lowering Springs, Tanabe Strut Tower Brace, Ultra Racing Rear Shock Tower Brace, 17" Konig x906 Black Wheels w/ Falken tires 205/45/17, JVC KD-R208 deck w/ Kenwood amp and 10" Energy Sub, blue interior painted, 3 piece mesh grille, debaged, tinted tails, versa 3rd brake light decal, vortex roof spikes, window visors etc..
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