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Discussion Starter · #1 ·
I have a 2013 Chevy Sonic Sedan LT with 3200 miles and I have some minor quality issues with it , enough issues to warrant trading it in for a new 2014 Nissan Versa Sedan that I want. I owe just over 14K on the car now. I want a S plus or SV. What would be the best way to do this?
 

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You are going to take a hit since your sonic is so new. So much of a hit that a loan company might not roll over the money you owe into a different car. We are in the same situation. Just got 2012 altima coupe last year. We had a baby and the coupe doesn't work so well. Tried trading it in but no one would give very much for it so were stuck with the coupe. I don't want to roll over the extra thousands of dollars we owe on the altima into a different car. We would be upside down way too much.
 

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Discussion Starter · #3 ·
You are going to take a hit since your sonic is so new. So much of a hit that a loan company might not roll over the money you owe into a different car. We are in the same situation. Just got 2012 altima coupe last year. We had a baby and the coupe doesn't work so well. Tried trading it in but no one would give very much for it so were stuck with the coupe. I don't want to roll over the extra thousands of dollars we owe on the altima into a different car. We would be upside down way too much.
What about if I pay 4K on my loan bringing my loan down to 10K? I do have excellent credit also.
 

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I'm personally not an advocate of buying a brand new car. I bought my last 2010 Versa HB from Hertz Rent2Buy program. It only had 21,000 miles and was 5,000 dollars below blue book. The car has been great. Put new wipers, tires, and oil changes with the car. The only issue I had was a CV boot needed replaced and it was done under warranty. The car now has 47,000 miles on it and I plan on keeping it another 5 years. You will take a hit buying a new car and selling a newer model.
 
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